Six (6) positive’s in stock market volatility.

The stock market ended 2018 down, and what a ride its been especially in recent weeks. Needless to say, people are getting jittery about investing, particularly in big-ticket items like real estate!

Buy more real estate! when stocks fluctuate, real estate tends to be a solid investment that appreciates over time. Even if property values dip temporarily, with a wise seasoned Realtor, you can purchase now and in a few years make a lot of money on.

The banks are basically giving money away! Interest rates remain very low compared to historic averages. That means borrowed money is cheap and it remains a good time to get a mortgage. “Why wouldn’t you finance something you can’t lose your money in,” “It’s almost like the stock market doesn’t make any sense when you understand the real estate industry.”

There’s no doubt that interest rate increases are making homeownership more expensive, and potentially contributing to a cooler market. However, putting current rates in context and showing that they are in fact still low is a comfort for buyers fearing they missed the low-cost boat.

Money can disappear, but property can’t! My Grandmother, past now, and a Real Estate broker, taught me about the lasting value of a property, and today people can live on almost any piece of land. The same can’t be said, for stocks. Real Estate is a hard asset that lasts, essentially, forever. Businesses, on the other hand, can go under leaving their stock worthless, by the way, you “can’t live IN your 401K!”

Look at this from a long term investment view! The stock market was brutal the final months of 2018. This possibly wiped out some wealth for potential homeowners and property investors. I try to keep a broad portfolio of stocks and real estate! My mother told me years ago, “I don’t look at my stocks investments daily, I have confidence in my financial adviser and your Real Estate buyers should have confidence in you!” Short term market swings aren’t something that will directly impact a primary residence.

You should be diversified! Folks that are worried about the stock market fluctuations may actually need to diversify their investments. The day to day performance in the stock market has little impact on Real Estate.

Many people have no company-sponsored retirement plans, and leaving their cash in the bank means constantly losing money to inflation. Real Estate is a good asset for building a diversified portfolio that can withstand the unpredictable changes in the financial markets.

Are you ready to invest now? I do not have a crystal ball, and predicting the future, or waiting for the next perfect moment to jump into upsizing your existing home! Perhaps relocating, or purchasing your first home, I’m not sure there is a perfect moment. However, I can assure you, I have a great network of mortgage brokers to assist us in the transition, no matter what the challenges may be.

The stock market is volatile, but interest rates are expected to keep rising. Meanwhile, more and more young families, veterans, and retirees are in need of homes, especially in spectacular regions like St. Johns County in Florida! So, should you time your deals to coincide with market fluctuations? In my opinion, I don’t think so.

It might be better, but again it also could become a challenge, only the future will tell. I do believe prices will stay strong, and demand, without doubt, will continue to increase.

Author: danswingblog

Dan has celebrated over 19 years as a full-time Realtor. Successfully listed and sold Luxury homes, diversified real estate portfolios, Advises and assists clients with challenging liquidations and purchases. Not uncommon to be working with foreign nationals, buyers that leverage the Sterling, Euro, and similar currency. Dan welcomes the Global community, with friends in many Nations. He brings a reputation for Integrity, Expertise, and Focus. Our customers deserve the best. Currently provides Residential and Commercial B.P.O.'s, Broker Price Opinions, B.O.V's, Broker Opinion of Value to many lenders. Manage and Sells R.E.O., Real Estate Owned properties, distressed properties! Evaluate and negotiate solutions for sellers and lenders. Developed, operated and sold a Florida "AWARD WINNING" Ad Agency! 2010 & 11 Commercial Agent of the year. RE/MAX Paramount Properties. Relocated to Tampa in 2012, enjoyed retirement for 6 months. Saw unethical practices by some Realtors and choose to reverberate our profession in the Tampa area. In four years built his business to as many as four (4) transactions monthly. Mortgage brokers were calling Dan a Superstar in Real Estate. Dan and his wife relocated to North East Florida, to the community of Nocatee. Currently focusing on 55 and older communities and Luxury Real Estate. Successfully closed on many extremely challenging foreclosures, and Short Sale. Coached and participated in Commercial and Multi-Income Family REO's in the past six years. Elected to the Auburndale City Commission in 1986-88. Created and served as 1st Redevelopment Chair in 1988 & 89 personally put in place all the elements for the Auburndale CRA. 1990 City Commission refused to give a full vote of confidence. After a 5 year journey to personally raise funding, extensive research and study for the CRA district perimeters, and stunned with the Commissions doubt. Positioned himself to run for office again, was re-elected to Auburndale Commission, to serve 1991-93 to full fill the CRA master plan! Active with the Central Florida Development Council from conception in 1985 and sat on the board periodically for the past 25 years representing municipalities and private investors. The positions Dan held from 1986 through 1993 enabled him to have a complete workable understanding of the State of Florida Comprehensive Plan for Future Land Use, and the benefits of intergovernmental agreements, utility franchise expansions, and public/private partnerships! Specialties: Assets recovery & receivership, Real Estate Portfolio's, REO & Short Sale of Residential and Commercial negotiations, marketing consultant, public relations, and Broker Price Opinions for residential and commercial lenders.

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