Time your buy to get the best price for your money.

Time your buy to get the best price. The best time to buy is just as the local high season is ending. In southern states, that’s usually March thru June, when the weather gets steamier and the tourist stream slows to a trickle. Buyers gain negotiating power as sellers become nervous about the lull. Like the pricing… but not quite ready to retire? Consider buying the home and renting to another retiree, a great deal of retirees are long term residences here.

I would like to share some points of interest that may help you in your choice to settle into our Community, “Tampa Bay Golf and Country Club.” My personal experience and research rates our community an (A) compared to so many similar retirement communitie

An Old, New, Past and Present term!                    “Location, Location, Location”

  1. Compare membership requirements. We are incredibly fair compared to similar communities. Our HOA fees are extremely reasonable for all the amenities you will enjoy.
  2. Scope out the Gated community requirements and the approval process. Our board and administrator have made this process painless and remarkably smooth, compared to similar communities.
  3. Study the community Financials: Our contingency fund? “Healthier than most municipalities!”
  4. Scrutinize the activity calendar; We have amazing venues, wow, call me for details.
  5. Research the restrictions; We are more than reasonable and moderate, compared to similar communities. NO CDD fees, call me to define this tax increment that is an additional planned community expense. TBGCC does NOT have this.
  6. Factor in Florida’s homestead exemption, one of the lowest tax rates in the nation! We have no CDD, Community Development District. A scary, kinda hidden tax that may take your breath away that the majority of communities experience now days.
  7. Considering the caretakers; Who’s going to take care of your home when your out of town?  We have an amazing network of neighbors and friends. Your in safe hands without doubt. Honestly, get to know your neighbors, they will become life long friends of choice. You will have more close friends than you have fingers on both hands.
  8. Don’t forget the “BIG CITY” We are 10 minutes to Grocery stores, 12 minutes to the Huge Outlet Mall, Restaurants choices are overwhelming. Wire Grass Mall, downtown Tampa theaters are only 30 minutes away. Medical Care; Wesley Chapel hospital 15 minutes away, doctor clinics and offices 10 to 20 minutes away depending on your choices. First Res-ponders are three (3) minutes away. Pasco County public transportation will come to your door. Busch Gardens has a annual pass that provides you incredible shows with an annual pass.
  9. Acclimate before you relocate. Weather is a key consideration when you’re buying a retirement home, especially for year-round residents. Places like Florida with off-season deals like half-price golf might even make Florida’s humidity bearable in the summer. May I emphasize the patience and tolerance level to consider the first 2 perhaps 3 years. Once you overcome the summer humidity and factor in the pro’s and con’s. Without doubt you will never regret your decision to live in Tampa Bay Golf and Country Club.




It’s been my goal to build value for our homes and community.  It’s been my experience, by humbly teaming together with my customers, we can bring a worthy value that is fair to sellers and to buyers! This practice gives sustainable value to Tampa Bay Golf and Country Club. By no means do I want to list and sell more than similar brokerages, as this practice has been proven to devalue the worthiness your home may offer. It’s a proven practice that building value through inexpensive and creative measures, builds trust and value to the re-sale community in Tampa Bay Golf and Country Club and is the pillar to sustaining a higher level of  confidence, value, and integrity to our fellow neighbors and friends.

With this said, I felt compelled to do a review of this philosophy since January 1st of this year, and with homes that have sold for $245,000 or more in our community. Here are some interesting statistics;   Eleven (11) homes have sold for $245,000 or more since the first of the year.

DAN SWING……SOLD…Five (5) …the highest was …$279,000

Jenn Montgomery…SOLD…One (1) of these, ……….…..$249,900

Frank Cagnina……SOLD………One (1) of these ……..…$254,900

Kyle Tenbusch…….SOLD……….One (1) of these………..$254,900

Steve Sahagian…….SOLD……….One(1) of these……….$249,960

Karen Gosslin….….SOLD………One (1) of these………..$270,000

Chris Young………..SOLD………One (1) of these………..$275,000

When we provide a good conscientious performance to our neighbors, customers, and our community, the rest comes together and always falls into perfect harmony.

Who do you want to represent you  in the sale of your home?

Call   Dan Swing    352-834-1326

Please share with families of a loved one that allowing their parents’ home to go into FORECLOSURE is not healthy for anyone. Without doubt it causes our home values to struggle in value. I urge you and all working realtors to familiarize the “Deed in Lieu” process.  We potentially have 4 more homes that may take as long as 800 days before they are place on the market to sell

Two (2) homes have withdrawn from the market in the past week, and 5 more homes have gone active on the market. Average listing price per sq. ft for these is $106 a sq. ft. A 2 bedroom Villa came on the market for nearly $118 a sq ft., shows well too. One single family home went on the market for $134 a sq. ft. and no outstanding features, and what appears to be original appliances.

I’m excited to share that our website is getting more activity than ever anticipated. Our activity has increased from 5 visits a day in June 2015 to an average of 26 visits per day, and more than 800 views this past month. We do not track individual visits, or who you are, so your privacy is protected.

We are astonished at the accuracy of our data we share. Competitive brokerages are picking up listings that are spot on per sq. ft.  My staff has commented on how extraordinary accurate we are becoming.  We don’t mind anyone using our data as a lazy way of preparing an estimate of value for their home. We’re proud of the information we share because we care about the property values in our community.

As expected the traffic has dropped considerably, do to the summer. I do not anticipate a huge amount of activity to return until late September, October. With this said,

Keep tuning in to what’s trending in our community.

Wikipedia definition;

What is this, and how does it affect me?  This is a deed instrument in which a mortgagor (i.e. the borrower) conveys all interest in a real property to the mortgagee (i.e. the lender) to satisfy a loan that is in default and avoid foreclosure proceedings.

The deed in lieu of foreclosure offers many advantages to both the borrower and the lender. The principal advantage to the borrower is that it immediately releases him/her from most or all of the personal indebtedness associated with the defaulted loan. The borrower may receive more generous terms than he/she would in a formal foreclosure that in many cases entangles probate and may drag out a final will, and or trust..

Another benefit to the borrower is that it hurts his/her credit or estate less than a foreclosure does. Advantages to a lender include a reduction in the time and cost of a repossession, lower risk of borrower revenge (metal theft and vandalism of the property before sheriff eviction), and additional advantages if the borrower subsequently files for bankruptcy.

If there are any junior liens a deed in lieu maybe less attractive option for the lender. The lender will likely not want to assume the liability of the junior liens from the property owner, *Example; HOA liens, and accordingly, the lender may prefer to foreclose in order to clean the title. Each case carries its own merits, and HOA management may favor negotiations oppose to foreclosure.

In order to be considered a deed in lieu of foreclosure, the indebtedness must be secured by the real estate being transferred. Both sides must enter into the transaction voluntarily and in good faith. The settlement agreement must have total consideration that is at least equal to the fair market value of the property being conveyed. Sometimes, the lender will not proceed with a deed in lieu of foreclosure if the outstanding indebtedness of the borrower exceeds the current fair value of the property. Other times, lenders will agree since they will end up with the property anyway and the foreclosure process is costly to the lender.

Because of the requirement that the instrument be voluntary, lenders will often not act upon a deed in lieu of foreclosure unless they receive a written offer of such a conveyance from the borrower that specifically states that the offer to enter into negotiations is being made voluntarily. This will enact the parol evidence rule and protect the lender from a possible subsequent claim that the lender acted in bad faith or pressured the borrower into the settlement. Both sides may then proceed with settlement negotiations.

Neither the borrower nor the lender is obliged to proceed with the deed in lieu of foreclosure until a final agreement is reached.